“The top 3 percent have clear, written goals and plans that they work on every day. They know exactly who they are, what they want, and where they are going. They have a blueprint, a road map, that guides them faster and with ever-greater accuracy toward achieving the health, happiness, wealth, and prosperity that most people strive for all of their lives. As a result of having clear, written goals, they waste far less time than the average person. People with written goals and plans earn and accumulate, on average, ten times as much as other people with the same levels of intelligence and education…Setting goals, making plans, and organizing your life around the things you really want to do and have are the greatest time management tools of all.”

- From Master Your Time, Master Your Life by Brian Tracy